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Professional Indemnity / Insurance Funding (PII)

We are here to help you find the right financial option for your business.


V4B Business Finance finds the best deals for professionals looking for indemnity insurance funding.

Professional indemnity insurance (PII) protects many types of businesses from potentially crippling financial losses through legal action against them by clients claiming compensation.

In many cases, indemnity insurance is essential. However, it’s one of the largest annual costs faced by businesses offering professional services.

This is because compensation claims may involve substantial amounts, and indemnity insurance premiums reflect this. We can help you meet this expense with a professional indemnity insurance loan tailored to your needs.

Benefits of PII funding:

Working Capital Loan UK | LTD Company Loans | Unsecured Business Loans UK | Pay HMRC

What is Professional Indemnity Insurance?

If you run a business providing a professional service, there’s always the risk of being sued by a client dissatisfied with your work.

Professional indemnity insurance – also known as professional liability insurance – offers a safeguard for service-based enterprises if a client alleges your service has been inadequate.

It covers legal costs and expenses and compensation for the client.

Does your business need indemnity insurance?

If you offer professional advice or skills as part of your business, you need to consider taking out indemnity insurance.

PII protects businesses against claims by clients of negligence, libel or slander, breach of confidentiality, and breach of copyright.

Regulators and professional associations require professional indemnity cover for a wide range of businesses, including:

  • Solicitors.
  • Accountants.
  • Financial advisers.
  • Chartered surveyors.
  • Architects.
  • Some healthcare providers.

Many other businesses rely on professional indemnity insurance for peace of mind. These include:

  • Consultancies.
  • Advertising agencies.
  • Public relations agencies.
  • Design agencies.
  • Freelancers and contractors.

Benefits of Professional Indemnity Insurance (PII)

No matter how careful and diligent your business, claims by clients for compensation to cover losses or damage can occur at any point.

Mistakes by companies providing professional services can result in huge problems. Countless risks can trigger lawsuits that could ruin a business.

The solution is indemnity cover – one of the most important types of insurance for professionals.

PII protects you against claims by clients or third parties for damage or loss caused by your services or advice.

It pays for a specialist defence lawyer and meets the cost of any compensation or damages you may have to pay.

Indemnity cover can also enhance your credibility and goodwill and brand image. Clients will feel confident doing business with you.

Benefits of a PII loan through V4B Business Finance

V4B Business Finance has brokered unsecured indemnity insurance loans for thousands of businesses.

We understand that premiums for professional indemnity insurance can be a huge drain on your business’s cash resources. We have access to a wide range of funders, which means we can find you some of the most competitive rates on the market.

With our dedicated PII financing facility, you can pay your premium in convenient instalments with flexible repayment terms and fixed interest rates. This safeguards cash flow and working capital.

You’ll get a fast decision on your loan application, and the cash could be in your bank within 24 hours.

If you need to know more about our PII funding, call our customer service specialists on 01978 668 939 or email

Or apply online now for a professional indemnity insurance loan.

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Apply today for a quick decision

We pride ourselves on thousands of happy clients over 30 years of operation. Our team are experts in building relationships with our clients and providing the best credit options available.

✔ Established in 1991

✔ Thousands of customer success stories

✔ Wide range of credit & finance options available

✔ Borrow from £10,000 to £1,000,000+

✔ Fast Decisions

✔ And more…

Check your eligibility

To apply, your business must have a minimum annual turnover of £250,000 & at least 2 years of trading history.

Applying will not affect your credit rating and our business funding is unsecured, however you should be a homeowner with a good personal/business credit history for maximum chance of approval.