
Vehicle Finance
We are here to help you find the right financial option for your business.
VEHICLE LEASING – FINANCE YOUR NEXT VEHICLE THROUGH V4B PROFESSIONS
V4B Business Finance offers several options for businesses to acquire new vehicles.
And with the help of our parent company V4B – a specialist vehicle contract hire and leasing broker for 30 years – you’re sure to get a highly competitive deal.
You’ll also be freeing up cash flow by spreading the cost of vehicle acquisition.
Types of commercial vehicle finance
We’ll help you find the vehicle finance option that works best for your business, from a range including:
Contract hireYou hire a vehicle by paying a fixed monthly rental charge over a set period, with a stipulated maximum mileage. At the end of the contract, the vehicle goes back to the leasing company.
Contract purchaseYou buy a vehicle by paying monthly instalments. You own the vehicle from the start or at the end of the contract, depending on whether it’s a conditional sale or credit sale agreement.
Finance leaseFor a fixed monthly fee, you hire a vehicle that will appear on your balance sheet but remains in the ownership of the leasing company.
Hire or lease purchaseYou borrow money to buy a vehicle up front from a third party. You may be able to do this without paying a deposit. You take ownership of the vehicle when the loan has been repaid.
Benefits of vehicle leasing:
- Removes depreciation costs
- Fixed monthly payments
- Low deposit
- Simple to budget expenditure
- Free delivery and collection
- Maintenance packages available
- Dedicated account manager
- Road tax included
- Minimum one-year breakdown included
- Warranty included
Types of vehicles you can get finance for
Working with V4B Business Finance, you can get funding for a wide range of vehicles, including:
- Cars.
- Vans.
- HGVs.
- Buses or coaches.
- Tractors.
Benefits of commercial vehicle funding
In many cases, vehicles are crucial for business growth. Vehicle financing enables you to acquire these vital assets without having to put together enough cash to make an outright lump-sum purchase.
You immediately get the vehicle or vehicles you need to invest in the future, without impacting working capital or cash flow.
A further benefit of commercial vehicle funding is that it allows you to acquire brand-new vehicles – almost always more cost effective than used vehicles.
Replacing existing outdated vehicles in this way can help you to grow your business faster with no upfront costs, or use your new vehicles to create a fresh revenue stream.
If you lease a new vehicle, you avoid depreciation costs – the vehicle losing value month on month. If you use vehicle financing to make a purchase, the vehicle becomes a company asset.
Why choose V4B Business Finance for vehicle funding?
V4B Business Finance has direct access to the expertise, experience and resources of its parent company, which funds more than £100 million a year for vehicles across Europe.
And as leading vehicle finance brokers we work with top underwriters who can give you the best, customised deal.
When buying or leasing a vehicle through us, you get advantages such as:
- Specialist impartial advice.
- Low or zero deposit.
- Fixed monthly repayments.
- Free delivery and collection.
- Warranty and road tax included.
- Breakdown coverage.
- Optional maintenance packages.
- Dedicated account manager.
To find out more about the advantages of V4B Business Finance vehicle funding, call us on 01978 668 939, email enquiries@businessfinance-v4b.com or contact us online.
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Apply today for a quick decision
We pride ourselves on thousands of happy clients over 30 years of operation. Our team are experts in building relationships with our clients and providing the best credit options available.
Established in 1991
Thousands of customer success stories
Wide range of credit & finance options available
Borrow from £10,000 to £1,000,000+
Fast Decisions
And more…
Check your eligibility
To apply, your business must have a minimum annual turnover of £250,000 & at least 2 years of trading history.
Applying will not affect your credit rating and our business funding is unsecured, however you should be a homeowner with a good personal/business credit history for maximum chance of approval.