V4B Business Finance offers funding that allows private healthcare providers to invest in growth while optimising cash flow.

We understand that the finance needs of the healthcare sector differ from other businesses, and we tailor our medical practice business loans to individual requirements.

How our finance solutions help medical businesses

The opportunity for private healthcare providers to expand is increasing, especially as NHS services are put under growing pressure.

We help medical businesses invest in their future with bespoke lending options that provide an immediate cash injection to increase working capital and smooth cash flow.

You can spread your business costs over a term that suits you while paying monthly instalments. These payments are a set amount, which makes overall budgeting easier.

Why you might need a medical practice loan

Rising demand for quality healthcare services means medical businesses are facing increasing commercial pressure in both medical and non-medical areas.

Well-designed, inviting practice premises with advanced equipment and outstanding patient services are no longer a luxury. They’re vital to remain competitive.

At the same time, healthcare businesses have to deal with the constant problems of waiting for patient insurance payments and delays in patients paying their out-of-pocket expenses. Plus business tax and VAT are ever-present challenges.

With a medical practice loan from V4B Business Finance, you can maintain adequate cash flow to cover issues like these and still go ahead with major expenses that you might otherwise have to delay indefinitely.

How you can use our medical business loans

Independent healthcare services such as GP surgeries, health centres, clinics, dental practices and opticians use our medical business loans to cover a wide variety of expenses, including:

• Surgery refurbishment – improve the work environment and enhance the patient experience with funding for a surgery remodel.
• Vehicles – contract hire and leasing.
• Practice acquisition – expedite buyout of another practice without impacting cash flow.
• Business tax – instalment options over six, 10 or 12 months.
• VAT – spread VAT costs over three months.

You can also get equipment finance for:

• Telecoms and IT hardware and software.
• CT and MRI scanners.
• X-ray systems.
• Office equipment.

We even offer finance to cover staff training and practice relocation.