V4B Business Finance

Business Growth Loans – Case Study

business growth loans

Businesses can face a variety of problems, but one that most companies never expect is to become too successful. We regularly speak with businesses that need financing because they have seen demand outstrip their ability to supply customers. Obviously, this is a great problem to have, but if you are unable to meet this new demand, it can push consumers to your competition and cost you money.

When demand exceeds supply, smart business owners look for ways to increase production. Unfortunately, this can be a costly process, and if the money is not available, companies may miss their opportunity.

We have been working with an insulation specialist that faced this exact problem. Current customers were increasing the volume of work they required, and there was a growing flow of new business coming through the doors. When energy prices spiked, it drove demand even higher, and they simply couldn’t work fast enough to meet the demand.

We were able to speak with their finance director as well as the managing director to better understand the loan they needed. Once we had the necessary information, we were able to secure a loan immediately and get the company the money it required to begin increasing productivity.

Loans For Growing Companies

Our expert advisors were able to obtain an unsecured loan for £75,000 with a term of 3 years for our client. We spoke to the funder on Friday, and the money was with our client by Tuesday of the following week. We were also able to work around some special requests, like not including one of the shareholders as a signatory in the financing. We see lots of unique loan requirements, and as a general rule, we can find funding for most business cases.

With the new loan sorted, the company was able to start its growth without having to jeopardise cash flow or wait until it had enough money in the bank. Plus, the 3-year term meant that they had predictable and manageable monthly payments in the budget. This allows them to plan for the future without worrying about surprise expenses.

Results

We were able to get our clients the £75,000 they needed quickly while allowing them to borrow without the involvement of one shareholder. The money was in their account within just a few days of the loan approval, and the business was able to start using its new funds immediately. This gave them the liquid assets to grow where they needed without worrying about cash flow.

Takeaways

Too much business is the best kind of problem to have, but it is still a problem if you can not rise to meet demand. Don’t let cash flow worries stop you if your company has the chance to grow and take on more clients. A loan from our experts can be the perfect opportunity to expand, especially when you can immediately attract more business using the financing.

If your business has been waiting for the money to grow or worried that expanding will hurt your cash flow, call us today and we can help you find the money you need in no time.

At V4B Business Finance, we can offer loans to help your business buy new equipment, upgrade your IT or refurbish your current premises. This allows your company to retain its own money for longer so it can invest in staff or new projects.

What would you purchase for your company if you could unlock the money straight away?

  • Fast access to funds
  • Flexible payment options
  • Dedicated account managers
  • Smooth your cash flow
  • No arrangement fees
  • Great customer service
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