Internal decorating and fixtures to structural building works – we can cover you.

V4B Business Finance arranges commercial property refurbishment loans that help businesses grow without impacting cash flow or working capital. You can spread the cost of a refurb with affordable fixed monthly payments while watching the value of your property increase.

We work with specialist refurbishment funding partners to get you the best deal based on the specific needs of your project. From full commercial building development, renovation and maintenance to internal office upgrades, we can give you access to the best loan rates and repayment options.

Caucasian businessman holding plans for a new office in a large empty raw office space.


thousands of happy clients

over 30 years of operation. Our team are experts in building relationships with our clients and providing the best credit options available.

When you may need to upgrade your business property

Not every property is suitable for a company’s needs, especially during periods of expansion. There are times when an upgrade is essential to ensure your premises continue to help you grow your business.

There are many scenarios when a property refurbishment makes good business sense. These include:

General wear and tear have left your property looking tired – off-putting for customers and bad for staff morale.

You need your premises to look better to align with your desired brand perception.

You need to expand or redesign existing space to meet the demands of business growth.

Benefits of Refurbishing your Business Property

Refurbishing a business property not only increases its market worth but also improves the working environment for employees.

This is critical for business performance, and you can enhance design and layout to optimise space and improve work and traffic flow. Smart, welcoming premises also make a good impression on customers or visiting clients.

A property refurb can be more cost effective than moving to new premises, particularly if you’re already in an ideal location for your business.

And upgrading your property presents the opportunity to increase energy efficiency – critical in times of soaring electricity and gas prices.

Considerations in a Business Property Refurbishment

Commercial property refurbishment or development is generally a bigger job than residential renovation.

There are many aspects to consider, such as planning permission, health and safety regulations and building codes, design, and construction supplies and labour.

Costs can quickly escalate, with several parties – including builders, architects, engineers and solicitors – all requiring payment on varying timescales.

A refurbishment loan brokered by V4B Business Finance smooths your business cash flow during the project by allowing you to spread the cost over time.

Benefits of Refurbishing your Business Property

Business property refurbishment is a major undertaking, and financing it can be tricky. You may find that high-street lenders are reluctant to help. V4B Business Finance, on the other hand, welcomes applications for commercial property refurb financing. We can provide a full breakdown of costs throughout your refurbishment project and do all the legwork involved in putting together a custom financing package. We facilitate fixed-rate, unsecured refurbishment funding with terms from three to 60 months, at highly competitive rates.

You’ll get a fast decision on your loan application and the money you need can be in place within 24 hours, allowing you to take immediate action on your refurbishment project.

Explore What We Offer

We build long-term relationships with all our clients enabling a clear understanding of your business and your needs. We like to think of our relationships with clients as partnerships, offering a service, which is unique and personal, provided by knowledgeable, experienced consultants with several years of funding experience in arranging business loans.

Business Loans

Access additional working capital to help grow your business with a tailored business loan.

Corporation Tax

Need to fund a corporation tax bill? We offer bespoke funding tailored to your business.

Professional Indemnity Insurance

We can help you finance your insurance to keep your business protected.

VAT Funding

Do you want to spread your VAT bills over the year to improve cash flow? We can help.

Acquisition Funding

If you are considering acquiring another business, we can offer financing.

Asset Finance

Considering a lease, hire, purchase, rental, or alernative finance arrangement?

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We take pride in our track record of serving thousands of satisfied clients over 30 years of operation. Our team excels in cultivating strong relationships with our clients and offering the finest credit options. Rest assured, one of our team members will be in touch with you soon.

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V4B Business Finance LTD is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Registered No: 802921 Registered in England & Wales with company number: 11181409. Registered Office: Ellkat House, Coed Aben Road, Wrexham Industrial Estate, Wrexham, LL13 9UH.

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