Considering a lease, hire purchase, rental or alternative finance arrangement.

V4B Business Finance puts together bespoke asset finance packages that enable businesses to invest in the equipment they need for growth.

By spreading the cost of major purchases, you can develop your business without decimating working capital or jeopardising cash flow. You’ll get the equipment or other business assets you need to invest in the future now instead of having to wait indefinitely until you can make an upfront lump-sum payment.

Woman is doing online purchases


thousands of happy clients

over 30 years of operation. Our team are experts in building relationships with our clients and providing the best credit options available.

When you might need asset finance

There are many situations in which a business could benefit from asset finance to free up cash flow by spreading the cost of a purchase over an agreed period.

You lack the cash for a large purchase or are concerned about a heavy draw on working capital to buy equipment you ideally need immediately.

You want to grow your business faster with no upfront costs.

You need to replace outdated equipment with expensive new equipment.

You need equipment to create a new revenue stream.

You need to keep up with technological developments.

Benefits of Asset Finance

Asset finance can be a big help for small businesses who need access to a range of equipment in order to grow. But businesses of any size looking to keep close control over working capital and cash flow can benefit from equipment finance.

For instance, you may miss out on a new market opportunity because you can’t afford the assets necessary to meet the demand. Asset finance allows you to acquire the equipment you need to take advantage of new openings as they arise.

Asset finance also empowers you to expand faster without damaging cash flow, and you get the money you need immediately.

You could also use asset finance to gain a competitive advantage by investing in advanced technology.

Asset Finance vs Renting and HP

Asset funding can have certain advantages over other forms of financing such as hire-purchase or renting equipment.

Over a long period, renting can turn out to be an expensive choice. Hire purchase also costs more than paying for equipment upfront.

Buying equipment outright is also simpler, and it becomes a business asset – you can earn money by selling any items you find you no longer require.

Why V4B Business Finance?

Many businesses become frustrated because there never seems a right time to acquire new equipment or other assets. Or the cost of upgrading appears prohibitive.


In situations like these, V4B Business finance can find you the ideal solution – a custom package to suit your needs in making any type of asset purchase. As a leading credit broker, we have direct access to underwriters who can give you the best deal. And you’ll get a dedicated, experienced account manager – and your money as fast as within 24 hours.


Years of Experience

over £100 million


Explore What We Offer

We build long-term relationships with all our clients enabling a clear understanding of your business and your needs. We like to think of our relationships with clients as partnerships, offering a service, which is unique and personal, provided by knowledgeable, experienced consultants with several years of funding experience in arranging business loans.

Business Loans

Access additional working capital to help grow your business with a tailored business loan.

Corporation Tax

Need to fund a corporation tax bill? We offer bespoke funding tailored to your business.

Professional Indemnity Insurance

We can help you finance your insurance to keep your business protected.

VAT Funding

Do you want to spread your VAT bills over the year to improve cash flow? We can help.

Acquisition Funding

If you are considering acquiring another business, we can offer financing.

Asset Finance

Considering a lease, hire, purchase, rental, or alernative finance arrangement?

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We take pride in our track record of serving thousands of satisfied clients over 30 years of operation. Our team excels in cultivating strong relationships with our clients and offering the finest credit options. Rest assured, one of our team members will be in touch with you soon.

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V4B Business Finance LTD is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Registered No: 802921 Registered in England & Wales with company number: 11181409. Registered Office: Ellkat House, Coed Aben Road, Wrexham Industrial Estate, Wrexham, LL13 9UH.

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