Apply for the recovery funding today

V4B Business Finance have been approved to arrange new finance for businesses under the UK Government’s updated Recovery Loan Scheme (RLS).

You can borrow between £25,001 and  £500,000 over a maximum term of 6 years, as long as you have been trading for at least 2 years.

Small business in shutdown for covid-19


thousands of happy clients

over 30 years of operation. Our team are experts in building relationships with our clients and providing the best credit options available.

The UK Government's Recovery Loan Scheme for Small and Medium-Sized Businesses

The UK Government’s Recovery Loan Scheme supports small and medium sized businesses to access the finance they need to grow and invest after suffering impact from COVID over the past 2-3 years. Finance can be used for any legitimate business purpose, including working capital or investment.

A key aim of the scheme is to improve the terms on offer to businesses. If we can offer you a business loan for the same amount on better terms, without requiring the guarantee provided by the scheme, we will do so.

Immediate Funds

Aids business growth

Flexible payment options

Dedicated account manager

Better budgetary control

Accessing the Recovery Loan Scheme for Previous Loan Recipients

Businesses who have taken out a Coronavirus Business Interruption Loan Scheme (CBILS), Coronavirus Large Business Interruption Loan Scheme (CLBILS) or Bounce Back Loan Scheme (BBLS), previous Recovery Loan Scheme (RLS) facility are able to access the scheme. The actual amount and terms offered are at the discretion of participating lenders. The Government guarantees 70% of the finance to the lender. As the borrower, you are always 100% liable for the debt.

It is important to note that if you are approved for a Recovery loan, you will be liable to pay the RLS interest payments and fees from the outset. The guarantee is to the lender and not to the business.

Key Benefits

· Fixed interest
· Can be in addition to Bounce Back, CBILS, or existing RLS
· Accelerate your plans
· Government Backed

What we need from you

· Latest bank statements
· Latest accounts
· Director’s details

Am I eligible for a recovery loan?

As long as you have been trading in the UK and have accounts for the last 2 years we may be able to help!

Once you apply, we will assess your businesses financials & provide a quick tailored proposal via one of our funding team.

Explore What We Offer

We build long-term relationships with all our clients enabling a clear understanding of your business and your needs. We like to think of our relationships with clients as partnerships, offering a service, which is unique and personal, provided by knowledgeable, experienced consultants with several years of funding experience in arranging business loans.

Business Loans

Access additional working capital to help grow your business with a tailored business loan.

Corporation Tax

Need to fund a corporation tax bill? We offer bespoke funding tailored to your business.

Professional Indemnity Insurance

We can help you finance your insurance to keep your business protected.

VAT Funding

Do you want to spread your VAT bills over the year to improve cash flow? We can help.

Acquisition Funding

If you are considering acquiring another business, we can offer financing.

Asset Finance

Considering a lease, hire, purchase, rental, or alernative finance arrangement?

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We take pride in our track record of serving thousands of satisfied clients over 30 years of operation. Our team excels in cultivating strong relationships with our clients and offering the finest credit options. Rest assured, one of our team members will be in touch with you soon.

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Contact a member of our team today

V4B Business Finance LTD is a credit broker and not a lender. We are authorised and regulated by the Financial Conduct Authority. Registered No: 802921 Registered in England & Wales with company number: 11181409. Registered Office: Ellkat House, Coed Aben Road, Wrexham Industrial Estate, Wrexham, LL13 9UH.

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